Mortgages, protection and wellbeing — matched in minutes.

Founder Story

Meet Russell

Founder & CEO, Contractor Benefits Hub

I built Contractor Benefits Hub because I kept seeing the same problem.

Self-employed contractors and freelancers — skilled, experienced, independent professionals — operating without access to the kind of support that permanent employees take for granted. No GP they could see quickly. No one to call when things got hard. No financial guidance built around the reality of irregular income.

I've spent 30 years working in health, employee benefits and financial services. I know what good support looks like. And I know how rarely it reaches the people who work for themselves.

So I decided to do something about it.

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The Hub — free for every self-employed contractor and freelancer

Contractor Benefits Hub brings specialist support together in one place — completely free to access, designed specifically for self-employed contractors and freelancers, and built around the way you actually work.

Through our partner network you get free access to:

• 🏠 Specialist mortgage advice for self-employed and contractor income
• 💼 Pension support, tracing and retirement planning
• 🛡️ Contractor insurance
• 🏥 Health insurance, cash plans and dental cover
• 📝 Will writing
• 💻 A contractor jobs board
• 🎓 Health and safety e-learning
• 🗣️ A contractor community forum

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ContractorCare+ — optional wellbeing subscription at £4.99 a month

For self-employed contractors and freelancers who want more, ContractorCare+ is our optional wellbeing subscription — bringing together health, mental health and financial support in one affordable package.

For just £4.99 a month — £1.15 a week — you get:

• 🩺 Same-day Virtual GP access — bookable 24/7
• 📞 24/7 confidential EAP helpline — mental health, legal and financial support
• 🧠 6 structured counselling sessions per year with a qualified counsellor
• 💰 3 x 1:1 financial coaching sessions with Munny Group
• 📊 Monthly VivaScore health scan
• 🛍️ 1,000s of retailer discounts via the Wisdo app
• 👨‍👩‍👧 Partner and dependant cover included on the EAP

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Building something together

But this isn't just about services.

We're building a community — a forum where self-employed contractors and freelancers can connect, share experiences and support each other through the parts of working for yourself that nobody tells you about. Because the isolation of self-employment is real, and community is part of the answer.

We've also built a Community Giveback commitment into the heart of the business — a portion of our revenue is reinvested directly into initiatives that support the self-employed community. Not as a marketing line. As a genuine obligation.

This is something we're building with self-employed contractors and freelancers, not just for them.

I'm really glad you're here.

Russell Upton
Founder & CEO, Contractor Benefits Hub